The Auto-Cycle Union (ACU) appoints Berkshire Hathaway Specialty Insurance (BHSI) as its new insurance provider, with the change coming into effect from 1 November 2025. The appointment follows an extensive two-year review of safety management and insurance arrangements across all ACU-permitted activities. The ACU explicitly states that its Captive Insurance is unique in UK motorcycle sport. The captive provides "further opportunities and resilience for the organisation going forward in what can be a volatile market." This structure, alongside updated risk assessments and closer collaboration with its long-standing broker, Lockton, enables the ACU to gain unprecedented access to the insurance market and "leverage its unique position as the national governing body for British motorcycle sport." A competitive renewal process followed, with four companies submitting formal proposals to work with the ACU. Matthew Edwards-Wear, CEO of the Auto-Cycle Union, says the return of competition is significant. He says: “On the eve of our last renewal, we were facing a significant premium increase with only one insurer willing to quote for the business. That’s something we had to change and were committed to addressing ahead of this renewal.” Edwards-Wear continues: “Following a lot of hard work around our risk management activities and industry engagement, we’ve seen genuine competition return during the ACU’s renewal period. That tells us something important: motorcycle sport in the UK is not only viable, but insurable. That’s a real turning point and the package of benefits that comes with that will be felt at every level of the sport.” Under the new partnership, all ACU-permitted events carry £40 million public liability cover as standard. The ACU calls this "a significant uplift from the previous two-tier system." Personal accident cover is also now included within the rider licence, which "will reduce the amount organisers declare post-event and free up budget that can be used elsewhere.” Tim Lightfoot, ACU President, adds that the new insurance agreement will support the organisation's pledge to help organisers manage and reduce their costs. He says: “As part of our ongoing commitment to transition the ACU into an organisation that has a secure, long-term future, we pledged to help organisers manage and reduce their costs. This new insurance agreement will support that important mission because organisers are at the heart of everything we do.”
