Ned Gaines is appointed Commissioner of the Nevada Division of Insurance, effective October 6, 2025. Gaines has served as Commissioner in an acting capacity since July 2. Dr. Kristopher Sanchez, Director of the Department of Business and Industry, announces the appointment. Gaines brings more than 25 years of experience in the insurance industry to the role. Prior to joining the Nevada Division of Insurance as Chief Deputy Commissioner in April 2025, he served 12 years with the Washington State Office of the Insurance Commissioner in a variety of leadership roles, most recently as the Deputy Commissioner of Rates, Forms and Provider Networks. Previously, he worked for several national property and casualty insurers as a compliance manager, claims manager, claims adjuster and agent. Gaines says: “Serving Nevadans as Commissioner is an extraordinary honor." He adds: “I am committed to ensuring Nevadans have access to a fair insurance market and to strengthening the Division’s work on consumer education, market oversight, and industry engagement." He looks forward to continuing the work with the Department of Business and Industry, insurance providers, and community partners to protect consumers and promote a stable insurance market for Nevada. Sanchez says: “Ned’s extensive experience in the insurance industry and as a regulator will be an asset to the State as we continue to navigate a complex and evolving insurance landscape.” As Commissioner, Gaines is charged with protecting the rights of consumers and the public’s interest in dealings with the insurance industry. Under his leadership, the Division will maintain its focus on helping Nevadans navigate insurance choices, reviewing rates and forms to ensure compliance with state law, and expanding public resources. Accessibility and responsiveness to consumers and industry stakeholders will remain top priorities for the Division.
