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13 March 2025
US
Reporter Karl Loomes

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AM Best upgrades KYAGC

AM Best has upgraded the financial strength rating of Kentucky Associated General Contractors Self Insurers’ Fund (KYAGC) to ‘A’ (Excellent) from ‘A-’ (Excellent), and upgraded the long-term Issuer Credit Rating to ‘a’ (Excellent) from ‘a-’ (Excellent).

AM Best has also revised the outlook on these ratings to ‘stable’ from ‘positive’.

The agency says these ratings reflect balance sheet strength, which AM Best assesses as very strong, as well as KYAGC’s strong operating performance, limited business profile and appropriate enterprise risk management.

The upgrade, meanwhile, is said to come from the sustained improvement in KYAGC’s balance sheet strength, which is supported by its risk-adjusted capitalisation at the strongest level, as measured by AM Best’s Capital Adequacy Ratio (BCAR).

The Kentucky Associated General Contractors Self Insurers’ Fund provides workers’ compensation coverage to approximately 3,600 construction-related contractor members.

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