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Generic business image for news article Image: Adobestock/Kevin Ruck

31 March 2025
US
Reporter Diana Bui

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Tennessee reports fifth consecutive year of captive growth

Tennessee saw a 17 per cent growth in active cells and a 14.7 per cent overall growth in risk-bearing entities in 2024 from 2023, marking the fifth consecutive year in captive growth.

According to the latest report by the Tennessee Department of Commerce and Insurance’s (TDCI) Captive Insurance section, the state licensed 11 new captives and 94 new cells last year, hosting 645 cells and 176 captives at the end of 2024.

Additionally, premiums rose in 2024 to US$2.9 billion compared to US$2.41 billion in 2023.

TDCI Commissioner Carter Lawrence highlights: “By combining responsible regulation, a modern captive insurance statute, and a team of customer-focused professionals, Tennessee continues to distinguish ourselves among captive domicile managers as the perfect place to call home when establishing a captive insurance domicile.”

He continues: “I am optimistic that the growth trend we have seen in the past half a decade will continue into the future as Tennessee’s reputation as a first-in-class choice for captive domicile managers grows.”

Mark Wiedeman, director of TDCI’s Captive Insurance section, adds: “I firmly believe that sustained year-over-year growth, good relationships, and connectivity with our customers will continue to incentivise other companies to use establishing a captive in Tennessee for their risk-financing needs.”

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